How Are Your Card Processing Fees Assessed?

Fees

Interchange fee” is a term used in the payment card industry to describe a fee that a merchant’s bank …

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What is PCI DSS?

PCI DSS?                       PCI DSS

Many merchants ask me this question and …

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More Crackdown on Post-Transaction Marketing

Crackdown on Post-Transaction Marketing

Some recent news and government actions affecting online retailers enrolling consumers in membership clubs warrants a …

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Card Association Response to Updated FTC Regulations

Updated FTC Regulations

In January, MasterCard made an effort to enforce new regulations and best practice guidelines pertaining to online …

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Interchange Fee Legislation – Who Will Pay the Price?

Interchange Fee Legislation interchange fee

This spring, U.S. Representatives Peter Welch (D-VT) and Bill Shuster (R-PA), introduced HR 2382, the Credit Card …

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What Card Payment Usage is Telling Us

According to MasterCard’s presentation at the Goldman Sachs US Financial Services Conference on Dec 8, retail sales are showing positive …

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Card Association Battles Around the Globe

It seems as though anytime a company gets large enough, there will always be people who feel it is unfair …

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American Express Acquires Revolution Money

Revolution Money by American Express Logo

As a follow-on to my blog about alternative payments, it looks like one big player is either afraid of the …

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Are VISA and MasterCard Going Too Far?

VISA, MasterCard and Discover Dispute

VISA, MasterCard, Discover Logo

In recent news, Discover Financial Services has been going round and round in a lawsuit …

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How Rising Interchange Rates Can Affect Your Business

Interchange Rates

There are many third-party processors out there that benefit when the Bank Card Associations, Visa and MasterCard, raise …

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