Payer Authentication

Verified by VisaTM and MasterCard SecureCodeTM

PrismPay supports the leading payer authentication systems in the industry, allowing you to easily integrate these tools into your ecommerce process.  The payer authentication service offered by Verified by Visa and MasterCard SecureCode, provides online merchants with a payment guarantee (chargeback protection on qualifying transactions) plus optional additional fraud screen protection, through one easy API connection.

These payer authentication card programs verify the cardholder’s identity directly with the card issuer in real-time to increase payment security and reduce the risk of online fraud.

  • Minimizes online credit card fraud and customer disputes
  • Receive chargeback protection on qualifying transactions
  • Service uses the 3D Secure Standard
  • Additional fraud screen available to control risk on non-Visa or MasterCard transactions
  • Works with any payment processing platform

Easy implementation using single IP API connection or software component.