Domestic Credit Card Processing

Accepting credit cards is becoming a must for small and medium sized businesses conducting business online. Customers are increasingly turning to plastic when they open their wallets. The average American cardholder has four credit cards.

Credit card purchase volume has been expanding about 15 percent per year for the last five years, or three times faster than the increase in overall U.S. purchases. Credit card purchases account for 85 percent of all Internet transactions. And according to one estimate, businesses forfeit up to 80 percent of consumer impulse buys if they don’t accept credit cards.

Internet & eCommerce

eCommerce businesses need various software to assist them in taking payments from their customers.  A merchant account and payment gateway are needed that will work with the shopping cart software of your choice. All of these things correlate together to make the checkout and payment process easy for customers.

Retail Merchants

Retail Merchants can benefit from accepting credit cards online. With PrismPay, Retail Merchants have more opportunities to gain more sales without limitations. You have the ability to accept payments thru a virtual terminal, online, mail order and by telephone. Opening up sales opportunities that would otherwise be lost out on.

When preparing your retail store for business, there are many things to consider. Here are just a few:

  • Customer Access to Terminal
  • Ease of Processing Access
  • Access to telephone Jacks or Internet Connection
  • Size of Credit Card Processing Equipment
  • Need for additional Phone lines of access points, routers, etc.


Part of being a MO/TO merchant is the need for security as the eCommerce world is not always as safe as we would like to believe it is. PrismPay offers payment solutions that include firewall and password protection, as well as Secure Socket Layer (SSL). Whether you have a current website or you are just starting out, connecting to PrismPay is simple and flexible. For Merchants who currently have a fully functional business website and ordering system, PrismPay offers a virtual terminal solution which allows you to accept payments.