Card Present Virtual Terminal via Prism Pay Software Now you can process retail POS transactions and take advantage of reduced card present merchant account transaction fees using our Virtual POS (VPOS) and an inexpensive credit card swipe reader attached to your PC. No software installation is required, and no dedicated credit card terminal needs to be installed. Prism Pay VPOS allows you to process real time credit card transactions using your existing computer with an Internet connection.
Advantages: - Reduced Processing Fees - Card Present transaction rates are generally lower than e-commerce rates.
- No Software Fees - Everything you need is included in your Prism Pay gateway service. No additional software needs to be purchased or installed. Also, there are no software licensing or upgrade fees for multiple installations --- use it on as many computers at your location as you need.
- Consolidated Reporting - All of your transactions (retail, mail-order, telephone-order, ecommerce, batch, etc.) are available for viewing online 24x7 using the Online Merchant Center system.
- Debit card ready - Add on PIN-based debit card transaction processing to give your customers additional payment options and further reduce your processing fees.
- Secure - All transactions are secured using SSL encryption.
What do I need to start processing card present transactions? - A computer with an Internet browser (Internet Explorer or Netscape)
- An Internet connection, preferable full-time (for example, Cable or DSL)
- A merchant account that is configured for card present (retail) transactions
- A credit card swipe reader
Note: Card present processing is currently only available for merchants processing through the Vital, FDMS Nashville, or FDMS North authorizing network platforms. Additional fees may apply. To start getting card present transaction rates, you will need to swipe the customers credit card at the time of sale. Swipe card readers are simple devices that attach to your computer via USB, serial port, or keyboard wedge (attaches between your keyboard and your computer). Credit Card Swipe Readers Compatible Hardware List
Mfg Model Part Number Description
Magtek Keyboard Wedge 21080205, 21080206, 21080203, 21080204, 21080201, 21080202, 21080021, 21080058, 21080057, 21080020, 21080141 Powered by the keyboard port - no external power supply needed. Low cost, small size. Single, dual or three track capability Magtek USB 21040109, 21040110, 21040107, 21040108 Powered by USB (No external power supply required). Low cost, small size. Single, dual or three track capability
Magtek IntelliPIN RS232 30015119, 30015120 Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading.
Magtek MICRImage RS232 22410003 Supports check reading (MICR) for check conversion as well as standard credit card swipe reading.
Cherry MultiBoard G81-7000 G81-7000LPBUS/12 Programmable keyboard with integrated magnetic card reader. Preh MC 128 MC 128 Programmable keyboard with integrated magnetic card reader. |
PIN-based Debit Compatible Hardware List
Mfg Model Part Number Description
Magtek IntelliPIN RS232 30015119, 30015120 Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the serial port on your PC. Magtek IntelliPIN USB 30015160, 30015161 Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the USB port on your PC. Magtek IntelliPIN Wedge 30015121, 30015122 Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the keyboard cable on your PC. |
Check Reader Compatible Hardware List
Mfg Model Part Number Description
Magtek MICRImage RS232 22410002, 22410003 Supports check reading (MICR) and imaging for check conversion. Connects to the serial port on your PC.
RDM EC6000i EC6000i RS232 Check reader and imager. Optional franking feature available to print "Void" on the checks after scanning. Connects to the serial port on your PC. | How do I get started accepting card present transactions? Contact your Merchant Account provider and request that your account be configured to accept card present transactions. Then contact Prism Pay customer service and we will activate the card present option in Virtual Terminal (VPOS) for your gateway account. After activating your account and connecting your swipe reader, you can start processing card present transactions using the Process Credit Card option in the Online Merchant Center Virtual Terminal. Note: Card present processing is currently only available for merchants processing through the Vital, FDMS Nashville, or FDMS North authorizing network platforms. Additional fees may apply. |
