PrismPay provides a global internet-overlay network focused on providing secure, reliable, real-time transaction management. Transactions are captured at the POS through either our dial, IP or Host-to-Host communications network and presented to the corresponding banking or private network platform.
PrismPay is Visa CISP (Cardholder Information Security Program) and MasterCard SDP (Site Data Protection Program) compliant, and uses a variety of encryption methods including the 3DES encryption standard for Pin Debit transactions to secure each transaction across our network. Our proprietary Internet-overlay network is managed in house by PrismPay on a real-time redundant secure network.
The network is built for moving any type of real-time data such as financial transactions including Credit Card, Debit Card (Pin and Pin-less) Check (Authorization, Verification, and Guarantee), ACH (Debit, Credit, Conversation and Imaging), and micro-payments as well as quasi-financial network transactions including Gift, Rewards, Loyalty, Prepaid, Stored Value, and other non-financial instruments.